Benefit Plan Design

One of the major advantages of self funding is that these health plans are regulated by the Federal government under ERISA and not by individual States. This allows an employer to avoid costly state mandated benefits. Simply stated, under a self insured heath plan option an employer’s cost is typically lowered because the plan may be designed to favor the employer.

Structure:

The structure of your benefit plan is a key consideration in producing a cost effective health program. At Commerce Benefits Group we focus on five major areas of the overall Benefit Plan:

1. A Sensible Schedule Of Benefits

2. Preventative / Well Care Coverage

3. Strong Managed Care Networks

4. Well Designed Rx Programs

5. Building A Solid, Functional Plan Document

For more information, please contact us online or call us at 1-800-223-9941.